Namaskar dosto! Aaj hum baat karenge West Bengal ke un sabhi asangathit kshetra (unorganised sector) ke shramikon ke liye jo apni aur apne parivar ki aarthik suraksha sunishchit karna chahte hain. Agar aap ek CSC VLE hain ya ek aam nagrik, toh aapne Bina Mulya Samajik Suraksha Yojana (BM-SSY) ka naam zaroor suna hoga. Aaj ki is post mein hum aapko West Bengal Social Security Portal Registration: Online Benefits and Application Guide ke baare mein vistar se batayenge.
West Bengal Sarkar dwara shuru ki gayi BM-SSY scheme unorganised workers jaise ki daily wagers, street vendors, construction workers, aur transport workers ke liye ek sachi lifesaver scheme hai. April 2020 ke baad se isme labharthi ka ₹25 ka monthly premium bhi state sarkar khud bhar rahi hai. Chaliye saral bhasha mein samajhte hain ki is portal ke fayde kya hain aur aap iske liye online apply kaise kar sakte hain.
Table of Contents
Bina Mulya Samajik Suraksha Yojana Kya Hai?
BM-SSY West Bengal Labour Department ki ek flagship yojana hai jo unorganised sector ke workers ko direct financial aur social security provide karti hai. Pehle log ₹25 har mahine jama karte the aur sarkar usme ₹30 milati thi, lekin ab poora ka poora ₹55 per month West Bengal Sarkar seedhe shramik ke Provident Fund (PF) mein free mein jama karti hai. Iska matlab bina apni pocket se ek bhi paisa lagaye aapko insurance, health, aur education benefits mil rahe hain.
Yojana ke Tahat Milne Wale Asli Fayde (Benefits)
Agar aap West Bengal Social Security Portal par registration complete kar lete hain, toh aapko Samajik Mukti Card (SMC) milta hai. Is digital smart card ke bahut se direct fayde hain jo is prakar hain:
2. Death & Disability Insurance: Agar accident mein death hoti hai toh nominee ko ₹2 Lakh aur normal death par ₹50,000 milte hain. Wahi accident ke chalte 40% se zyada disability aane par ₹1 lakh se ₹2 Lakh tak ka muawza milta hai.
3. Health & Medical Coverage: Bimari ke ilaj aur kisi bhi tarah ki surgery ke liye har saal ₹60,000 tak ki aarthik madad milti hai. Hospitalization mein agar 5 din se zyada ka samay lagta hai, toh income loss ke liye compensation bhi diya jata hai.
4. Children Education Assistance: Bachhon ki padhai rukaawat na bane, iske liye Class 11 se lekar post-graduation aur professional degrees (Medical/Engineering) tak ₹4,000 se ₹30,000 salana aarthik madad milti hai. Unmarried betiyon ke graduation complete karne par sarkar extra ₹25,000 ka reward bhi deti hai.
Registration ke Liye Eligibility Criteria Kya Hai?
BM-SSY portal par registration se pehle in basic sharton ko jarur check kar lein:
- Applicant mool roop se West Bengal ka sthayi niwasi (permanent resident) hona chahiye.
- Avedak ki umar 18 se 60 saal ke beech honi aawashyak hai.
- Parivar ki masik aay (Monthly family income) ₹6,500 se zyada nahi honi chahiye.
- Khass Chhoot (Exemption): Agar aap Nirman Shramik (Construction Worker) ya Parivahan Shramik (Transport Worker) hain, toh aapke liye income ki koi aakhiri seema (no upper limit) nahi rakhi gayi hai.
- Applicant unorganised sector ki kisi approved 46 industries ya 15 self-employed occupation (jaise hawkers, cobblers, rickshaw pullers, domestic help) mein karya kar raha ho.
Avedan ke Liye Zaruri Documents Ki List
Apna form bharte samay aapke paas neeche diye gaye documents maujood hone chahiye:
- Aadhaar Card (identity proof)
- Active Mobile Number (OTP verification ke liye)
- Ration Card ya Khadya Sathi Card
- Voter ID Card ya Domicile Certificate
- Bank Passbook (Account Number aur IFSC clear hona chahiye taaki PF ka paisa fas na jaye)
- Applicant ki Passport size photo
- Income Certificate (Construction ya transport workers ko chhod kar baki sabhi ke liye)
- Caste Certificate (Agar avedak SC/ST/OBC category se aata hai)
Step-by-Step Application Guide: CSC evam Online Process
Aapka keemti waqt bachane ke liye humne yahan dono tareeqe (offline CSC center aur direct online portal) vistaar se bataye hain. Aap apni suvidha ke hisaab se koi bhi process chun sakte hain.
Method 1: CSC Center ke Madhyam se (Most Recommended)
Jo bhai-behan gaon-dehat se hain ya jinhe internet aur computer ki zyada jankari nahi hai, wo seedhe CSC center ja sakte hain. Form mein hone wali choti galtiyon se bachne ka yeh sabse behtar tareeqa hai:
- Apne sabhi original documents aur mobile phone lekar nazdiki Jan Seva Kendra (CSC) par jayein.
- Wahan VLE didi ya bhaiya apne system par official portal kholenge aur aapka aadhar verify karenge.
- Ensure karein ki operator aapki sahi category (BOCW, Transport, ya Unorganised) select kare kyunki galat category se application reject ho sakti hai.
- Bank account aur Nominee details screen par dikhwayein aur spellings theek se match kar lein, kyunki kisi bhi un-honi par direct labh nominee ko hi milta hai.
- Form successfully submit hone ke baad ek Acknowledgment slip jarur print karwa lein.
Method 2: BMSSY Portal par Direct Online Apply Kaise Karein?
Agar aap digital platforms istemal karne mein expert hain, toh West Bengal Social Security portal registration ka self-process is prakar hai:
- Sabse pehle West Bengal Labour Department ki official website bmssy.wblabour.gov.in par jayein.
- Homepage par “New Registration by Beneficiary” wali link/button par click karein.
- Screen par aate hi apna personal mobile number daalein aur OTP daalkar number verify karein.
- Aapke samne Beneficiary Registration Form aayega. Yahan name, address, father/husband name, date of birth fill karein.
- Neeche scroll karke bank account details aur dependent family members ki jaankari carefully enter karein.
- Aadhaar, photo aur bank passbook ki clear copy portal par upload karein.
- Data re-check karke ‘Submit’ par click karein. Done! Ab screen par aapka Application ID aayega, jise aage status track karne ke liye diary mein likh lein.
Apne Application ka Status Kaise Check Karein?
Apply karne ke kuch din baad aapko ghabrane ki zarurat nahi hai. Aap usi website par waapas aakar “Track Application” ya login page par jakar apne form ka current status dekh sakte hain. Approved hone par aapka Samajik Mukti Card (SMC) generate ho jayega jisse aap e-District ya apne regional labour block office se nikalwa sakte hain.
Aksar Puche Jane Wale Sawaal (FAQs)
Q1: Bina Mulya Samajik Suraksha Yojana ka official portal link kya hai?
Aap is yojana ki saari services aur online apply link ke liye official portal bmssy.wblabour.gov.in visit kar sakte hain.
Q2: Kya registration ke baad har mahine koi premium dena hoga?
Bilkul nahi, April 2020 ke baad se state government ne workers ka ₹25 ka hissa maaf kar diya hai. Ab ₹55 bina aapke pocket se gaye poora sarkar bharti hai.
Q3: Apply karne ke liye parivar ki maximum aay (income) kitni honi chahiye?
Aam taur par masik aay ₹6,500 se kam honi chahiye. Lekin agar aap construction site par majdoori karte hain ya transport department (rickshaw, auto etc.) mein hain toh aay ki koi upper limit applicable nahi hai.
Q4: Agar kisi durghatna mein worker ki maut ho jati hai, toh kitna muawza milta hai?
Accidental death ke case mein sarkar ki taraf se labharthi ke bank nominee ko ₹2,00,000 ki poori aarthik madad directly di jati hai.
Q5: Bachhon ki padhai ke liye yojana mein kya pravdhan (provisions) hain?
Haan, is scheme mein Class 11th aur 12th padhne wale bachhon ke alawa, Under graduation, Medical, ITI aur Engineering karne wale bachhon ko ₹4,000 se ₹30,000 tak ki madad di jati hai.
Q6: Samajik Mukti Card (SMC) ka kya fayda hai?
SMC ek official smart card hai jo verify hone par issue hota hai. Future mein hospital bills, education assistance ya PF claim karne ke liye is card ko dikhana anivarya hota hai.
Dosto, aisi behtareen sarkari yojanaon ka labh lena hamara haq hai, khaaskar tab jab sarkar poora premium khud jama kar rahi ho. Agar aapko BM-SSY portal form bharne mein koi bhi technical issue aa raha hai, toh kripya der na karein aur aaj hi kisi najdiki Jan Seva Kendra ki seedhiyan chadhein! Wahan baithe VLE operator aapka saara kaam chutkiyon mein, sahi details ke sath poora kar denge. Sarkar ki taraf se di ja rahi is free aarthik suraksha ko mat ganwaiye.