Namaskar dosto! Swagat hai aapka cscportal.in par. Har ek aam aadmi ka sapna hota hai ki uske paas apna khud ka ek pakka makaan ho, jahan woh apne parivar ke sath aaram se reh sake. Lekin badhti mehengai aur zameen ki aasmaan chhooti keematon ke karan, chote kisan, asangathit kshetra ke shramik (unorganised workers) aur gaon-shahar ki mahilaon ke liye apna ghar banana mushkil hota ja raha hai. Isi mushkil ko aasan karne ke liye, Bharat Sarkar ne ek bohot badi khushkhabri di hai.
Agar aap internet par PM Awas Yojana 2.0 Apply Online 2024: Registration, Eligibility, and New Beneficiary List search kar rahe hain, toh aap bilkul sahi jagah par aaye hain. Haal hi mein sarkar ne Pradhan Mantri Awas Yojana (PMAY) ka dusra charan yani PMAY 2.0 shuru kiya hai. Is article mein hum aapko 23 June 2026 tak ki bilkul latest aur official jaankari denge, taaki aap asani se is yojana ka laabh utha sakein aur apne sapno ka ghar bana sakein.
Khas Jankari (Update 2026): PMAY 2.0 ko Union Cabinet dwara September 2024 mein shuru kiya gaya tha, jiska lakshya 2029 tak 3 Crore naye pakke aawas (1 Crore Shahari aur 2 Crore Gramin) banana hai. Iske liye sarkar kul ₹2.50 lakh crore se zyada ki madad de rahi hai.
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Pradhan Mantri Awas Yojana (PMAY) 2.0 Kya Hai?
Pradhan Mantri Awas Yojana 2.0 Bharat sarkar ki ek bahut hi mahatvapurna yojana hai jise ‘Housing for All’ (Sabke liye aawas) mission ke tahat aage badhaya gaya hai. Purane PMAY ki safalta ke baad, aise bahut se pariwar chhoot gaye the jinhe ghar nahi mil paya tha. Unhi logon ke liye sarkar ne PMAY 2.0 ko launch kiya.
Is scheme ko do hisson mein baanta gaya hai:
- PMAY-U 2.0 (Urban): Yeh shahar, kashbe (towns) aur nagar palika mein rehne wale logon ke liye hai. Ise Ministry of Housing and Urban Affairs chalati hai.
- PMAY-G (Gramin): Yeh gaon, dehat aur panchayat areas ke liye hai, jise Ministry of Rural Development dwara chalaya jata hai.
PM Awas Yojana 2.0 ke Tahat Kitna Paisa / Subsidy Milti Hai?
Dosto, yojana ke fayde aapke kshetra (Gramin ya Shahari) par nirbhar karte hain. Niche diye gaye Action Cards mein aap dono ke benefits asani se samajh sakte hain:
1. PMAY Gramin (Gaon Ke Liye) Benefits
Gaon mein rehne wale labharthiyon ko ghar banane ke liye sarkar sidhe bank account mein (DBT ke madhyam se) financial assistance bhejti hai:
- Samanya Kshetra (Plain Areas): ₹1,20,000 ki aarthik madad milti hai.
- Pahadi ya Naxal Prabhavit Kshetra: ₹1,30,000 ki madad milti hai.
- Additional Benefits: Iske alawa Swachh Bharat Mission ke tahat toilet banane ke liye ₹12,000 aur MGNREGA ke tahat 90-95 din ki majdoori ka paisa bhi alag se milta hai.
2. PMAY Urban 2.0 (Shahar Ke Liye) Benefits
Shahari kshetra mein sarkar ghar banane, kharidne ya bank loan par subsidy pradan karti hai. Isme alag-alag verticals hain:
- BLC (Beneficiary Led Construction): Agar aapke paas khud ki zameen hai, toh ghar banane ke liye sarkar ₹2.50 Lakh tak ki aarthik sahayata 4 kishton (installments) mein deti hai.
- ISS (Interest Subsidy Scheme): Agar aap ghar lene ke liye bank loan lete hain, toh aapko shuruati ₹8 Lakh ke loan par 4% ki interest subsidy milti hai. Iska kul labh lagbhag ₹1.80 Lakh tak hota hai.
Eligibility Criteria: PMAY 2.0 ke liye Kaun Apply Kar Sakta Hai?
Sarkar chahti hai ki is yojana ka labh sachet zaruratmandon ko hi mile. Isliye PMAY 2.0 Eligibility ko lekar kuch khass niyam banaye gaye hain. Agar aap in sharton ko poora karte hain, tabhi aap apna application form bhar sakte hain:
- Pakka Makaan Na Ho: Aawedak (Applicant) ya uske parivar ke kisi bhi sadasya (Pati, Patni, aur Avivahit bacche) ke naam par poore Bharat mein kahin bhi koi pucca house nahi hona chahiye.
- Income Limits (Aay ki Seema) for Urban:
- EWS (Economically Weaker Section): Parivar ki salana aay ₹3 Lakh tak honi chahiye.
- LIG (Low Income Group): Parivar ki salana aay ₹3 Lakh se ₹6 Lakh ke beech.
- MIG (Middle Income Group): Parivar ki salana aay ₹6 Lakh se ₹9 Lakh tak (Yeh category zyada tar Interest Subsidy Scheme ke liye applicable hai).
- Women Ownership Mandate: PMAY scheme ka ek bahut accha niyam yeh hai ki naye ghar ki registry parivar ki kisi mahila ke naam par ya joint-ownership (Pati-Patni) ke roop mein honi zaroori hai. Yeh gaon ki SHG mahilaon ko sashakt banane ka ek bada kadam hai.
- No Prior Benefit: Aawedak ne pichle 20 saalon mein kisi anya sarkari housing scheme ka fayda na uthaya ho.
Online Registration Ke Liye Zaroori Dastavez (Documents)
Chahe aap Common Service Centre (CSC) se apply karein ya khud se online apply karein, aapke paas nimnlikhit documents hone zaroori hain:
- Aadhaar Card: Parivar ke sabhi mukhiya aur sadasyon ka Aadhaar (Mobile number se link hona chahiye).
- PAN Card ya Voter ID: Pehchan patra ke roop mein.
- Bank Passbook: Aawedak ka active bank account jisme DBT link ho (Kyunki paisa seedhe account mein aayega).
- Income Certificate (Aay Praman Patra): Ya phir BPL/Ration Card.
- Land Documents (Zameen ke kagzat): Agar aap apni zameen par ghar bana rahe hain.
- Self Declaration (Shapath Patra): Ek affidavit ki aapke paas pehle se koi pakka makaan nahi hai.
Khass Jankari CSC VLE aur Kisaano ke liye: PMAY Gramin ke liye naya registration sadharan taur par open form se nahi hota. Iske naam SECC 2011 ki list aur Awas+ survey ke aadhar par aate hain. Gram panchayat ya block level par apne naam ka survey zaroor karwayein. Wahi, PMAY Urban 2.0 ke liye aap online registration kar sakte hain.
PM Awas Yojana 2.0 Apply Online 2024-2026: Pura Process
Dosto, aavedan karne ke mukhyatah do tarike hain. Ek hai offline CSC center ke madhyam se, jo gaon aur chote kasbon ke logon ke liye sabse asaan hai, aur dusra hai khud se official portal par online apply karna. Hum aapko dono tarike vistar se bata rahe hain.
Tarika 1: CSC Center se Offline Apply Kaise Karein (Sabse Asaan Tarika)
Agar aapko internet ya online form bharne ki zyada jankari nahi hai, toh yeh tarika aapke liye best hai:
- Sabse pehle apne sabhi original aur photocopy documents lekar apne nazdiki Common Service Centre (CSC) yani Jan Seva Kendra par jayein.
- Wahan baithe VLE (Village Level Entrepreneur) didi ya bhaiya ko batayein ki aapko PMAY Urban 2.0 form bharna hai.
- VLE aapka Aadhaar authentication karega aur aapke fingerprint ya OTP ke zariye form start karega.
- Aapki saari personal details, income aur bank account ki jaankari CSC operator portal par darj karega.
- Fee: Dhyan rahe, PMAY form bharne ki sarkari fee mahaj ₹25 + GST (approx ₹30) hoti hai.
- Form submit hone ke baad aapko ek system-generated Assessment ID ya Pauti (Receipt) mil jayegi. Ise sambhal kar rakhein.
Tarika 2: Official Website Se Online Apply Kaise Karein (Ghar Baithe)
Agar aap smartphone ya laptop chalana jante hain, toh in steps ko follow karke khud se online registration kar sakte hain:
- Sabse pehle PMAY Urban ki nayi official website pmaymis.gov.in par jayein.
- Homepage par main menu mein “Citizen Assessment” ka option dikhai dega, uspe click karein.
- Iske baad “Apply for PMAY-U 2.0” (ya Benefits under other 3 components) wale link par click karein.
- Agla page khulega jahan aapko apna 12-digit Aadhaar Number aur naam (Aadhaar ke anusar) dalna hoga. E-KYC ke liye tick mark karke verify karein.
- OTP verify hone ke baad PMAY-U 2.0 ka Survey Form open ho jayega.
- Is form mein apni puri details bharein—jaise Pita ka naam, Aay (Income), Parivar ke sadasyon ka vivaran, Bank Account aur aapka current address.
- Puri jankari dobara check karein, Captcha code dalein aur ‘Save’ button par click kar dein.
- Screen par aapka Application Number (Assessment ID) generate ho jayega. Iska print out zaroor le lein.
PM Awas Yojana New Beneficiary List 2026 Mein Apna Naam Kaise Check Karein?
Form bharne ke baad adhikari aapke aavedan aur zameen ka survey/verification karte hain. Agar sab kuch sahi paya jata hai, toh aapka naam Beneficiary List mein jodh diya jata hai. Apna status aur list check karne ka tarika is prakar hai:
Urban (Shahar) Ke Labharthi Aise Check Karein:
- Dobara pmaymis.gov.in par jayein.
- Menu mein “Citizen Assessment” par click karke “Track Your Assessment Status” par click karein.
- Aap apne ‘Assessment ID’ ya phir ‘Apna Naam, Pita Ka Naam aur Mobile Number’ dalkar application status check kar sakte hain.
Gramin (Gaon) Ke Labharthi Aise Check Karein:
- Rural yojana ke labharthi official website pmayg.nic.in ya awaassoft.nic.in par visit karein.
- Awaassoft section mein jakar “Report” par click karein.
- Uske baad “Beneficiary Details for Verification” option par click karein.
- Apna State (Rajya), Jila (District), Block aur Gram Panchayat select karein.
- Submit par click karte hi aapke samne gaon ki nayi PM Awas Yojana Beneficiary List 2026 aa jayegi. Agar aapka form approve ho gaya hai toh apka naam is list mein hoga.
Sarkari Helpline: Agar aapko apply karte samay koi dikkat aa rahi hai ya aapka paisa atka hua hai, toh aap Ministry ke toll-free number par call kar sakte hain. Urban Helpline: 1800-11-3377 | Gramin Helpline: 1800-11-6446.
PM Awas Yojana 2.0 se Jude Aam Sawaal (FAQs)
1. PMAY 2.0 Apply Online 2024-2026 ki aakhiri tarikh kya hai?
Sarkar ne Pradhan Mantri Awas Yojana 2.0 ko September 2024 se shuru karke 2029 tak bada diya hai. Isliye filhal agle 5 saalon tak koi aakhiri tarikh nahi hai, aap eligible hone par apply kar sakte hain.
2. PM Awas Yojana 2.0 mein kitne paise milte hain?
Agar aap gaon (Gramin) mein rehte hain toh ₹1,20,000 plain area mein aur ₹1,30,000 pahadi kshetron mein milte hain. Shahari (Urban BLC) kshetra mein zameen par ghar banane ke liye ₹2.50 lakh tak ki sahayata milti hai.
3. Mere paas zameen nahi hai, kya mujhe PMAY ka fayda milega?
Agar aap shahari kshetra mein hain aur aapke paas zameen nahi hai, tab bhi aap ‘Affordable Housing in Partnership (AHP)’ vertical ke tahat saste damo mein bane-banaye flat le sakte hain, jisme sarkar subsidy deti hai. Gaon mein Awas yojana ke tahat sarkar kai baar zameen patta bhi pradan karti hai, iske liye Pradhan se sampark karein.
4. PMAY Urban ISS (Interest Subsidy Scheme) 2026 kya hai?
Yeh purane CLSS ki tarah naya model hai jiske tahat agar LIG/MIG category ke labharthi ghar kharidne ke liye bank se loan lete hain, toh unhein shuruati ₹8 lakh ke loan par 4% ki byaj subsidy milti hai. Isse EMI kaafi kam ho jati hai.
5. Ek VLE PM Awas yojana form bharne ka kitna charge le sakta hai?
Ministry ke official notice ke anusaar, PMAY ka form kisi bhi CSC par bharwane ki nirdharit fee ₹25 aur uspar lagu GST hoti hai. VLEs ko kisi bhi prakar ka atirikt charge nahi lena chahiye.
6. Kya avivahit (unmarried) log aawas yojana ke liye apply kar sakte hain?
Haan, agar koi avivahit vyakti kamane wala (earning member) hai aur uski aay nirdharit seema mein aati hai, aur uske naam par kahin bhi pucca house nahi hai, toh use ek alag ‘household’ mankar scheme ka fayda diya ja sakta hai.
7. Agar beneficiary list mein naam nahi aaya toh kya karein?
Agar aapka naam reject ho gaya hai, toh aapko apna application status check karke reason dekhna hoga. Bahut baar bank account limit ya Aadhar mismatch ke karan form reject ho jata hai. Galti sudhar kar aap wapas apply kar sakte hain ya Nagar Nigam / Block office me sampark kar sakte hain.
8. PMAY Gramin me apply karne ka direct link kya hai?
PMAY Gramin ke liye seedha aam janta online aavedan nahi kar sakti. PMAY-G ke labharthiyon ka chayan Awas Plus aur SECC data dwara gram sabha dwara prastavit hota hai. Awaassoft.nic.in se aap sirf apna naam track kar sakte hain.
Kisan aur shramik bhaiyo aur didiyon, umeed hai PM Awas Yojana 2.0 ki yeh poori jankari aapko achhe se samajh aa gayi hogi. Apna ek sundar aur pakka ghar hona ab koi khwab nahi raha, balki haqiqat banne ja raha hai. Agar aap online portalo ke chakkaron mein nahi padhna chahte aur chahte hain ki aapka kaam ekdum perfect tarike se bina kisi error ke ho jaye, toh apne gaon ya shahar ke mohalle mein bane kisi bharosemand CSC kendra (Jan Seva Kendra) zaroor visit karein. Wahan baithe operator bhaiya ya didi aapka poora sahyog karenge. Agar jankari pasand aayi ho toh is article ko apne WhatsApp groups aur dosto ke sath share zarur karein!