Sochiye, ek aam aadmi jiske paas bank jaane ka waqt nahi hai ya bank uske gaon se bahut door hai, wo seedhe aapki dukaan par aata hai aur sirf apna Aadhaar number aur fingerprint dekar paise nikal leta hai. Yeh sab is advanced technology ki wajah se hi mumkin hua hai. Jaise sarkaar ne khud kaha hai, “Financial inclusion ke bina digital India ka sapna adhura hai,” aur yahi wajah hai ki aaj gali-mohalle ki dukaanein bhi mini-bank ki tarah kaam kar rahi hain. Tez portal 2.0 ke aane ke baad, portal ka interface aur bhi zyada fast aur secure ho gaya hai.
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Retailer Banne Ke Liye Eligibility Aur Required Documents
Koyi bhi dukandaar, mobile shop owner, ya cyber cafe chalane wala is portal ka agent ban sakta hai. Airtel payment bank se judne ke liye aapke paas niche diye gaye documents aur cheezein honi chahiye:
- Airtel LAPU Number: Agent banne ke liye Airtel ka registered retailer mobile number hona anivarya hai (jise pehle se Mitra app par map kiya gaya ho).
- Identity aur Address Proof: Aadhaar Card aur PAN Card, KYC poora karne ke liye sabse zaroori hain.
- Biometric Device: Grahakon ka aur apna fingerprint scan karne ke liye ek registered biometric device (jaise Morpho, Mantra, ya Startek) jiska RD service active ho.
- Hardware Setup: Ek theek-thaak internet connection ke saath laptop ya desktop computer jisme Chrome ya Firefox browser install ho.
Tez Portal Par Login Aur Registration Ka Step-by-Step Process
Airtel ke is retailer portal par kaam shuru karna kafi aasan hai. Agar aapne successfully registration karwa liya hai, toh niche diye gaye step-by-step process ko follow karke aap asani se apna account access kar sakte hain:
- Official Website Par Jayein: Sabse pehle apne computer browser mein Airtel Bank ke official retailer portal URL (
portal.airtelbank.com/RetailerPortal/) ko open karein. - Mobile Number Darj Karein: Homepage par aate hi, login section mein apna registered Airtel LAPU (retailer) number enter karein.
- Password Ya OTP Daalein: Agar aapke paas pehle se password hai, toh use enter karein. Naye users ‘Get OTP’ par click karke apne registered mobile par aaye One Time Password ke zariye asani se login kar sakte hain.
- Dashboard Access Karein: Sahi details dalne ke baad ‘Login’ button par click karein. Ab aapke samne portal ka main dashboard khul jayega jahan banking, recharge, aur bill payment ki sari suvidhayein available hongi.
Tez Portal Par Apna Retailer eKYC Kaise Poora Karein?
Airtel Payments Bank ne ab data security aur RBI guidelines ke tahat sabhi agents ke liye apna biometric eKYC zaroori kar diya hai. Agar dashboard par aapko warning dikhai de rahi hai, toh is process ko turant poora karein:
- Popup Par Click Karein: Portal login karne ke baad screen par dikh rahe ‘Complete Your eKYC’ popup par click karein.
- Aadhaar Number Daalein: Apna 12-digit Aadhaar number enter karein aur terms & conditions wale checkbox par tick karein.
- Biometric Verification: ‘Verify’ par click karein. Aapke PC se connected biometric device ki light on hogi. Apna angootha lagayein. Screen par ‘Aadhaar Verification Successful’ ka message aayega.
- Personal Details Update: Ab aapki photo aur address (Aadhaar ke anusar) dikhayi dega. Yahan apne Pitaji ka naam (Father’s Name) aur ek active email ID enter karke ‘Send OTP’ par click karein.
- Email OTP Verify Karein: Apni email ID check karein, wahan aaya hua security code (OTP) darj karein.
- M-PIN Daalkar Submit Karein: Ant mein apna 4-digit Airtel M-PIN enter karein aur ‘Verify’ par click karein. Aapko ‘Details Uploaded Successfully’ ka message mil jayega aur aapki service bina kisi rukawat ke chalti rahegi.
Portal Par Kaun-Kaun Si Services Milti Hain?
Ek baar jab aap tez portal par safaltapurvak login kar lete hain, toh aap apne grahakon ko mukhya roop se niche di gayi banking suvidhayein de sakte hain:
- AEPS (Aadhaar Enabled Payment System): Is service ke zariye, kisi bhi bank ke grahak sirf apne Aadhaar card number aur fingerprint ki madad se Cash Withdrawal (paise nikalna) aur Balance Inquiry (khata check karna) kar sakte hain. Iska commission retailer ko turant mil jata hai.
- Domestic Money Transfer (DMT): Poore Bharat mein kisi bhi bank account mein IMPS/NEFT ke zariye turant paise bhejna.
- New Account Opening: Grahakon ke liye sirf 5 minute mein zero balance Airtel Payments Bank saving account kholna. (Isme grahak ko UPI aur virtual debit card ki suvidha bhi milti hai).
- Recharge & Bill Payment: BBPS (Bharat Bill Payment System) ke tahat Mobile recharge, DTH recharge, Fastag, aur bijli, pani, gas aadi ka bill jama karna.
- Cash Drop/EMI Collection: Vibhinn micro-finance aur loan companiyon ki EMI deposit karne ki suvidha, jis par acha margin milta hai.
Commission Aur Earning Potential
Har retailer ke man mein sabse bada sawal hota hai ki is kaam se mahine ki kamai kitni hogi. Halaanki Airtel samay-samay par apne commission structure ko market ke hisaab se update karta rehta hai, lekin generally AEPS cash withdrawal aur money transfer par transaction amount ke hisaab se ek fixed percentage (ya slab-based) acha margin milta hai. Ek andaze ke mutabiq, ek active retailer jo daily banking aur recharge ka kaam karta hai, wo aaram se mahine ka ₹10,000 se ₹20,000 tak asani se kama sakta hai (official source not confirmed, yeh mukhya roop se dukan ki location aur daily transaction volume par aadharit ek market estimate hai). Naye bank account open karne aur usme initial funding karwane par bhi retailers ko per account ek nishchit commission pradan kiya jata hai.
Aksar Pooche Jaane Wale Sawal (FAQs)
1. tez portal kya hai aur iska istemal kaun kar sakta hai?
Yeh Airtel Payments Bank ke retailers aur BC (Business Correspondent) agents ke liye banaya gaya ek official web portal hai. Yahan se wo AEPS, money transfer, aur account opening jaisi banking services apne PC ya laptop ke zariye smoothly operate kar sakte hain. Iska istemal sirf wahi kar sakte hain jinke paas Airtel ka registered LAPU number hai.
2. Kya main is web portal ko apne mobile browser mein chala sakta hoon?
Yeh portal mukhya roop se desktop aur laptop par bade screen ke hisaab se design kiya gaya hai. Halanki aap isko mobile ke chrome browser mein ‘Desktop Site’ mode par khol sakte hain, lekin biometric device aasaani se connect karne aur seamless experience ke liye mobile par ‘Airtel Mitra App’ ka istemal karne ki salah di jati hai.
3. eKYC karte samay fingerprint scan kyu fail ho jata hai?
Yeh aamtaur par RD driver issue ya slow internet ki wajah se hota hai. Sunishchit karein ki aapke PC mein Morpho ya Mantra RD services ke latest driver install hain, device theek se USB port mein connected hai, aur background mein koi antivirus us device ko block nahi kar raha hai.
4. Portal par login password bhool jane ki sthiti mein kya karein?
Aap login page par apna LAPU number dalkar ‘Get OTP’ option ka chunav kar sakte hain. Registered number par OTP aane ke baad aap successfully login ho jayenge aur andar portal ki profile settings (My Account) section se naya password aasaani se set kar sakenge.
5. Kya naya Airtel Payment Bank account kholne par koi extra charge lagta hai?
Airtel Payments Bank mein zero balance saving account khola jata hai, jiska koi opening charge nahi hota. Halanki, account activation ke samay initial funding (suruati jama rashi) aur account facilitation charges (FC) add hote hain, jiski live jankari account open karte waqt portal screen par spasht roop se dikhai deti hai.
Nishkarsh: Agar aap ek CSC operator, cyber cafe owner, ya general kirana store chalate hain, toh Airtel ka yeh banking web portal aapki daily income badhane ka ek bahut hi behtareen aur surakshit zariya hai. Apna eKYC process zaroor samay par poora karein, taaki bina kisi rukaawat ya ID block issue ke, aap apne grahakon ko lagataar banking aur payment suvidhayein pradan kar sakein.