DigiPayWeb portal unke liye ek vardaan hai jo apne grahakon ko Aadhaar Enabled Payment System (AePS) ki suvidha dena chahte hain. Iske zariye, aap aasani se kisi bhi bank account se Aadhaar card aur fingerprint ka upyog karke paise nikal sakte hain, balance check kar sakte hain, aur mini statement bhi prapt kar sakte hain. Yeh khaas taur par un ilakon mein faydemand hai jahan bank ya ATM door hain.
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DigiPayWeb Kya Hai aur Yeh Kyun Zaroori Hai?
DigiPayWeb ek web-based portal hai jo Common Service Centers (CSC) dwara sanchalit kiya jaata hai. Iska mukhya uddeshya gramin aur durdaraz ke shetron mein banking services ko pahunchana hai. CSC VLEs (Village Level Entrepreneurs) is portal ka istemal karke apne kendra ko ek ‘mini bank’ mein badal sakte hain. Sochye, ab gaon ke buzurgo ko pension ke liye shehar jaane ki zarurat nahi, woh aapke CSC center par aakar hi aasani se paise nikal sakte hain.
Ek VLE, Ramesh ji batate hain, “Pehle logon ko poora din kharab karke bank jaana padta tha, ab woh 5 minute mein mere center se paise nikal lete hain. DigiPayWeb ne sach mein hamara kaam aur logon ka jeewan aasan kar diya hai.”
Services Available on DigiPayWeb Portal
Is portal par aapko mukhya roop se yeh suvidhayein milti hain:
- Cash Withdrawal: Aadhaar number aur fingerprint se paise nikalne ki suvidha.
- Balance Enquiry: Kisi bhi bank account ka balance check karna.
- Mini Statement: Account ke last kuch transactions ki jaankari.
- Domestic Money Transfer (DMT): Bharat mein kahin bhi paise bhejne ki suvidha.
Kaise Shuru Karein: DigiPayWeb Registration aur Login
Agar aap ek CSC VLE hain aur DigiPayWeb ka upyog karna chahte hain, toh aapko alag se registration ki zarurat nahi hai. Aap apni CSC ID aur password ka istemal karke is par login kar sakte hain. Halanki, iske liye aapke paas ek fingerprint scanner (biometric device) hona anivarya hai.
Step-by-Step Login Process:
- Sabse pehle DigiPay ke official web portal par jaayein.
- Apni CSC ID aur proceed par click karein.
- Apne registered mobile number par prapt OTP ko enter karein.
- Apne Aadhaar number ko verify karein aur fingerprint scanner par apna anghutha lagakar eKYC poora karein.
- Safal verification ke baad, aap portal ke dashboard par login ho jayenge.
Transaction Karne Ke Liye Zaroori Cheezein (Checklist)
Har transaction ko safal banane ke liye, sunishchit karein ki aapke paas yeh sab taiyar hai:
- Grahak ka Aadhaar Number: 12-digit unique identification number.
- Bank ka Naam: Jis bank mein grahak ka khata hai.
- Biometric Device: Ek aachi quality ka fingerprint scanner (e.g., Morpho, Mantra).
- Stable Internet Connection: Transaction process karne ke liye.
- Grahak ki Sahmati: Transaction se pehle unki anumati lena zaroori hai.
Commission Aur Kamai
CSC VLEs ko har transaction par ek commission milta hai. Yeh commission transaction ki rakam aur prakar par nirbhar karta hai. Sarkari dishanirdeshon ke anusar, iska uddeshya VLEs ko ek sthayi aay ka srot pradan karna hai, taaki weh behtar banking suvidhayein de sakein.
Halanki, commission ki dar samay-samay par badal sakti hai, isliye latest jaankari ke liye official CSC portal ya notification dekhna behtar hai. Abhi tak is vishay par koi naya official srot nahi mila hai.
Aksar Puche Jaane Wale Sawal (FAQs)
Yahan kuch aam sawalon ke jawab diye gaye hain jo DigiPayWeb se sambandhit hain:
1. Kya DigiPayWeb use karne ke liye koi charge lagta hai?
VLEs ke liye portal ka upyog muft hai, lekin grahakon se transaction par ek mamuli service charge liya ja sakta hai jo CSC dwara nirdharit hota hai.
2. Transaction fail ho jaye aur paise kat jaye to kya karein?
Aisi sthiti mein, paise aamtaur par 7-10 working days mein grahak ke account mein wapas aa jaate hain. Aap portal par iske liye ek ticket bhi raise kar sakte hain.
3. Kya bina CSC ID ke DigiPayWeb istemal kar sakte hain?
Nahi, DigiPayWeb portal sirf registered CSC VLEs ke liye hi uplabdh hai.